Getting your student loans shouldn’t be complicated. From your first application to your final payment, we’re committed to helping you every step of the way.
If you don’t qualify for a loan in your own name or for the full amount needed to cover your expenses, please consider applying with a creditworthy cosigner.
Cosigners have an obligation to make payments should you default. You can apply to release your cosigner after making the 24 consecutive, regularly scheduled full principal and interest payments on-time and meeting the other eligibility criteria to qualify for the loan without a cosigner.
You can choose from affordable fixed or variable rates, customize your repayment terms, and pay off your loan early without any penalty.
Ascent offers credit-based cosigned private student loans at competitive rates.
*Rates are effective as of 02/01/2020 and reflect an Automatic Payment Discount of 0.25% on the lowest offered rate and a 2.00% discount on the highest offered rate when you enroll in automatic payments. See repayment examples >
It’s wrong to lose your financial freedom before you’ve even had a chance to earn it! To help you borrow responsibly, we incorporate financial wellness into our application process and give you exclusive access to tools and content to help you get set for financial success.
From your first application to your final payment, we’re committed to helping you every step of the way. Our 100% U.S.-based Ascent Customer Service team is here for you. Call us toll-free at 877-216-0876，email us at [email protected], or check out our top FAQs below:
Note: The option to apply to release the cosigner is only available to student borrowers that are U.S. citizens or have U.S. permanent resident status and is not available to DACA students.
Cosigned Credit-Based Loan
The best thing about Ascent is the fact that they make the process easy . I was able to do everything online and the money was sent directly to my school.
Northern Arizona University
They talked to me and helped me out in the most possible way. They made sure I got the most that I possibly could.
Mississippi State University
Ascent was great because they were able to answer all of my questions. They made getting to college a lot easier for me.