A loan designed with you in mind

Ascent student loans give you more opportunities to get the money you need to pay for college. Let’s find the best option for you:

for students applying
WITHOUT a cosigner.


for students applying
WITH a cosigner.


Why choose an Ascent student loan

Check your eligibility to apply in under a minute

Choose from affordable fixed or variable rates

Customize your loan - pay after leaving school

Build credit in your own name

Forget application fees & early payment penalties

Get a discount if you setup automatic payments

The Ascent advantage

Student loans should expand your possibilities, not limit them! That’s why we set out to do things differently…

  • We look beyond your credit score and current income, giving you the chance to qualify for a loan in your own name.
  • If you need to use a cosigner, we make it easy to release your cosigner after 24 consecutive on-time payments.
  • We put students first because it’s the right thing to do, and it allows us to change lives.

Get set for financial success

It’s wrong to lose your financial freedom before you’ve even had a chance to earn it! To help you borrow responsibly, we incorporate financial education into our application process and give you exclusive access to tools to help you manage your money.