For juniors, seniors & graduate students
3.52% – 12.81%
4.09% – 12.94%
For students with a creditworthy cosigner
3.16% – 11.90%
4.21% – 13.16%
*Rates displayed above are effective as of 02/01/2020 and include a .25% discount applied when a borrower in repayment elects automatic ACH payments via their personal checking account. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions.
** 1% Cash Back Graduation Reward subject to terms and conditions, see details.
Northern Arizona University
They talked to me and helped me out in the most possible way. They made sure I got the most that I possibly could.
Mississippi State University
Ascent was great because they were able to answer all of my questions. They made getting to college a lot easier for me.
It’s wrong to lose your financial freedom before you’ve even had a chance to earn it! To help you borrow responsibly, we incorporate financial wellness into our application process and give you exclusive access to tools and content to help you get set for financial success.
Students that have Deferred Action for Childhood Arrival (DACA) status or are not a U.S. citizen or U.S. permanent resident may apply with a creditworthy cosigner that is a U.S. citizen or U.S. permanent resident.