Alchemy Lending has partnered with Ascent to give you more opportunities to pay for college with or without a cosigner...

for college students with a creditworthy cosigner

ONLY for full-time Juniors, Seniors & Graduate Students
Rates* Variable APR: 3.71% – 13.01%

Fixed APR: 4.22% – 13.66%

View rate and repayment examples

Variable APR: 3.71% – 13.01%

Fixed APR: 4.22% – 13.66%

View rate and repayment examples

Rewards** 1% Cash Back Graduation Reward upon satisfaction of certain terms and conditions 1% Cash Back Graduation Reward upon satisfaction of certain terms and conditions
Terms* 5-year, 10-year or 15-year 10-year or 15-year
Repayment Options* In School Interest-Only Repayment

Deferred Repayment

$25 Minimum Payment

Deferred Repayment ONLY
Eligibility*
  • Enrolled at least half-time
  • Non-U.S. citizens or non-U.S. permanent residents may apply with a creditworthy cosigner that is a U.S. citizen or U.S. permanent resident
  • MUST be Junior, Senior or Graduate Student
  • MUST be enrolled full-time
  • MUST have satisfactory academic performance of 2.5 GPA or greater
  • MUST be U.S. citizen or have U.S. permanent resident status

APPLY NOW

* Rates displayed above are effective as of 07/29/2019 and include a .25% discount applied when a borrower in repayment elects automatic ACH payments via their personal checking account. Click here for Ascent Student Loans Terms and Conditions.
** 1% Cash Back Graduation Reward subject to terms and conditions, click here for details.