Choose the option that is best for you…

for college students with a creditworthy cosigner

Variable APR: 3.97% – 12.97%
Fixed APR: 5.70% – 14.75%
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1% Cash Back Graduation Reward upon satisfaction of certain terms and conditions
5-year, 10-year or 15-year
In School Interest-Only Repayment
Deferred Repayment
$25 Minimum Payment
  • Enrolled at least half-time
  • Non-U.S. citizens or non-U.S. permanent residents may apply with a creditworthy cosigner that is a U.S. citizen or U.S. permanent resident

ONLY for full-time Juniors, Seniors & Graduate Students

Variable APR: 5.64% – 12.94%
Fixed APR: 7.21% – 13.91%
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1% Cash Back Graduation Reward upon satisfaction of certain terms and conditions
10-year or 15-year
Deferred Repayment ONLY
  • MUST be Junior, Senior or Graduate Student
  • MUST be enrolled full-time
  • MUST have satisfactory academic performance of 2.5 GPA or greater
  • MUST be U.S. citizen or have U.S. permanent resident status

* Rates displayed above are effective as of 10/01/2018 and include a .25% discount applied when a borrower in repayment elects automatic ACH payments via their personal checking account. Click here for Ascent Student Loans Terms and Conditions.

** 1% Cash Back Graduation Reward subject to terms and conditions, click here for details.