Congratulations! You’re eligible to apply.

MPOWER Financing has partnered with Ascent student
loans to give you an opportunity to apply for:

The revolutionary Ascent Independent loan is best for Juniors, Seniors and Graduate Students who do not have a cosigner. We give you more opportunities to qualify for a loan in your own name, without a cosigner.

  • Affordable fixed (4.09% – 12.94% APR) or variable (3.52% – 12.81%) rates
  • Cover your college tuition and living expenses up to $200,000
  • Apply without a cosigner – NO application fees
  • NO origination or disbursement fees
  • NO penalty fee if you pay off your loan early
  • Customize your loan – pay after leaving school


Rates effective as of 10/01/2019. Learn more or see repayment examples.
NOTE: Because the Ascent Independent loan is available to students without any reliance on cosigners, processing times may be longer and loan amounts may be significantly lower than the loan amount requested. We consider several factors including: creditworthiness, school, program, graduation date, major, cost of attendance and other factors. See FAQs for more details.
International students that are not a U.S. citizen or U.S. permanent resident may apply with a cosigner that is a U.S. citizen or U.S. permanent resident. Click Here to apply with a cosigner.