Ascent is a new kind of private student loan program that changes the way you pay for school. Ascent has access to a great amount of data and utilizes it to constantly evolve our loan program to meet your specific needs. You’ll benefit right from the start from a fast eligibility screening process. Once you’ve applied and been conditionally pre-approved, you can choose from flexible repayment plans, including the option to start payments after graduation. You’ll also have real-time access to all your loan information and documents online.