Ascent Student Loans are built around one guiding principle above all others: Your student loan should expand your possibilities, not limit them. That’s why Ascent gives you more opportunities to qualify for a loan in your own name. We consider several factors including: creditworthiness, school, program, graduation date, major, cost of attendance and other factors. We have been working collaboratively in the student loan industry for more than a decade and constantly evolve our loan program to meet your specific needs. You’ll benefit right from the start with a fast eligibility screening process. Once you’ve applied and been conditionally pre-approved, you can choose from flexible repayment plans. Plus, you’ll have real-time access to all your loan information and documents online.