The revolutionary Ascent Independent loan is best for Juniors, Seniors and Graduate Students who do not have a cosigner. We give you more opportunities to qualify for a loan in your own name, without a cosigner.
Choose from affordable fixed or variable rates:
Variable APR: 4.30% – 13.04% | Fixed APR: 6.04% – 14.92%
Rates effective as of 02/01/2018. Click here for repayment examples.
NOTE: Because the Ascent Independent loan is available to students without any reliance on cosigners, processing times may be longer and loan amounts may be significantly lower than the loan amount requested. We consider several factors including: creditworthiness, school, program, graduation date, major, cost of attendance and other factors. See FAQs for more details.
TIP: International students that are not a U.S. citizen or U.S. permanent resident may apply with a cosigner that is a U.S. citizen or U.S. permanent resident. CLICK HERE to apply with a cosigner.