You can easily reapply for an Ascent Independent non-cosigned loan:

The revolutionary Ascent Independent loan is for Juniors, Seniors and Graduate Students* who do not have a cosigner. We give you more opportunities to qualify for a loan in your own name, without a cosigner.

Choose from affordable fixed or variable rates:
Variable APR: 3.52% – 12.81% |  Fixed APR: 4.09% – 12.94%


Rates effective as of 10/01/2019 and include a 0.25% discount applied when a borrower in repayment
elects automatic debit payments via their personal checking account.
  Click here for repayment examples.
NOTE: Ascent considers several factors,  which may include: creditworthiness, school, program, graduation date, major, cost of attendance, and other factors that could allow for students to obtain a loan in their own name without a cosigner. Because the Ascent Independent loan is available to students without any reliance on cosigners, processing times may be longer and loan amounts may be lower than the loan amount requested.
*Ascent Independent loans are for college Juniors, Seniors and Graduate students that are full-time enrolled in a degree program at an eligible institution.
– MUST be U.S. citizens or have U.S. permanent resident status.
– MUST have satisfactory academic performance of 2.5 GPA or greater.
See FAQs for more details.
TIP: International students that are not a U.S. citizen or U.S. permanent resident may apply with a cosigner that is a U.S. citizen or U.S. permanent resident. CLICK HERE to apply with a cosigner.