partnered with Ascent to give you more opportunities to pay for college without a cosigner.

Ascent's non-cosigned loan option considers future earnings potential to help juniors, seniors and grad students that lack sufficient credit history to qualify for a loan on their own.

Apply Without A Cosigner

Benefits that put students first:

Rates* Variable APR: 3.52% – 12.81%

Fixed APR: 4.09% – 12.94%

View rate and repayment examples

Rewards** 1% Cash Back Graduation Reward
Terms* 10-year or 15-year
Repay Options Start payments up to 6 months after graduation
(Deferred Repayment ONLY)
  • MUST be Junior, Senior or Graduate Student
  • MUST be enrolled full-time
  • MUST have satisfactory academic performance of 2.5 GPA or greater
  • MUST be U.S. citizen or have U.S. permanent resident status


* Rates displayed above are effective as of 10/01/2019 and include a .25% discount applied when a borrower in repayment elects automatic ACH payments via their personal checking account. Click here for Ascent Student Loans Terms and Conditions.
** 1% Cash Back Graduation Reward subject to terms and conditions, click here for details.