Psst! Wanna see your FICO score?
Years ago, your FICO score was a secret that lenders didn’t want you to know. Then the Fair Credit Reporting Act enabled you to request your credit score from the credit bureaus, but you had to pay for it. Now we’re in the free score era.
In 2013, Fair Isaac Corp., the company that created the FICO score, launched its FICO Score Open Access program, which allowed lenders to give their customers free FICO scores. More than 50 now do so. The next year, the Consumer Financial Protection Bureau called on major credit card issuers to offer free credit scores […] Read more