Ascent gives you more opportunities to get the money you need to pay for college.

Choose the option that is best for you…

Ascent Tuition Loan:
For College Students with
a creditworthy Cosigner


Variable APR: 3.52% – 12.81%
Fixed APR: 4.09% – 12.94%

Learn more or see repayment examples.

Ascent Independent Loan:
ONLY for full-time Juniors, Seniors
& Graduate Students*


Variable APR: 3.52% – 12.81%
Fixed APR: 4.09% – 12.94%

Learn more or see repayment examples.

Rates effective as of 10/01/2019 and include a 0.25% discount applied when a borrower in repayment
elects automatic debit payments via their personal checking account.


NOTE: Ascent considers several factors,  which may include: creditworthiness, school, program, graduation date, major, cost of attendance, and other factors that could allow for students to obtain a loan in their own name without a cosigner. Because the Ascent Independent loan is available to students without any reliance on cosigners, processing times may be longer and loan amounts may be lower than the loan amount requested.


*Ascent Independent loans are for college Juniors, Seniors and Graduate students that are full-time enrolled in a degree program at an eligible institution.
– MUST be U.S. citizens or have U.S. permanent resident status.
– MUST have satisfactory academic performance of 2.5 GPA or greater.